Commonwealth Fund Comparison of the Clinton and Trump Health Proposals at http://www.commonwealthfund.org/interactives/2016/sep/comparing-candidates-health-proposals/
Just in time for the debates, the Commonwealth Fund has presented a comparison of the Clinton and Trump health proposals.
The bottom line is that under the Trump plans, over 20 million people lose coverage, and many more pay much much more for their coverage. However those with incomes above 400% of the federal poverty level ($95,500 for a family of four) do get substantially increased help to pay their premiums due to his tax deductibility provisions. For example, a family of four with an income of $36,000 currently receives $9900 towards their premiums and cost sharing for their individual insurance policy under the ACA. Under the Trump plan this would be reduced to $1700 annually. While a family making $96,000 gets no help under the ACA, under the Trump Plan they would receive $2800 in annual tax deductions to help pay for their individual health insurance policy.
Under the Clinton plans, about 10 million Americans get more assistance paying their premiums and their out of pocket health costs. These gains are concentrated on but not exclusive to those with incomes less than 400% of the federal poverty level. For example individuals with incomes between 138% and 400% of the federal poverty level would see their monthly premiums and out of pocket spending go down by 1/3rd due to the Clinton proposed refundable tax credit for costs exceeding 5% of family income.
Prepared by: Lucien Wulsin
Dated: September 26, 2016